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Migration to the future

Our traditions go back to the days when first IBM mainframes came to life.
Migration of legacy systems to advanced computer platforms became a key area of focus for the company. For many of our clients, such migration serves as a transformation vehicle to address new opportunities.
Read about IBA migration solutions.
 

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IBA Payment System

The IBA Payment System provides a wide range of retail banking services. The IBA Payment System is built on a network of self–service terminals with IBA software for the IBA Information and Transaction Terminal (ITT) and IBA Payment Server.

Functions Features
  • Payment for mobile and home telephone services
  • Payment for public utilities
  • Payment for internet and cable TV services
  • Payment of loans, transfer of money from account to account
  • REGISTER SYSTEM allows the client to save his or her personal information and settings (phone numbers, account numbers) on the server for further use
  • MONITORING SYSTEM provides information about the status of the terminal and its modules
  • CONTROL SYSTEM manages remotely the terminal software, loads files of the information, advertising and voice guidance systems, and resets or shuts down the terminal's computer
  • MEDIA PROVIDER SYSTEM provides the user with reference information. It comprises Info System for information, Media System for advertising, and Voice Guide System for voice support

IBA Information and Transaction Terminal ( IBA ITT)

  • Processor: Intel Celeron (Pentium 4) — 2000 MHz or higher
  • Operating memory: 256 MB or higher
  • Hard disk: 40 GB or higher
  • 15–inch color LCD display with touch screen
  • Universal motorized card reader, EMV (Level 1)
  • EPP–EDM keyboard (Visa PED, Triple DES)
  • Receipt thermal printer
  • Stereo sound system
  • Uninterruptable power supply

IBA Payment Server

  • Processor: Intel Celeron (Pentium 4) — 2000 MHz or higher
  • Operating memory: 512 MB or higher
  • Hard disk: 80 GB or higher

The IBA Payment System interacts with a bank processing center using ISO 8583 or a bank's proprietary protocol

IBA Payment System

Operation Overview

A terminal sends a request for financial transaction to the IBA Payment Server. The Server accepts the request, provides the user with the needed information from the service provider, sends the request to the bank's processing center, and transfers transaction results to the terminal. After the operation is completed, the Server enters the transaction in its transaction database.

At the close of the day, the IBA Payment Server sends a report on completed transactions to the bank's processing center and the Bills System of the service provider.

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